SKIM NIAGA JAYA

Objective
To assist entrepreneurs to expand their business.

Target Group
Existing and new Sarawak Bumiputera entrepreneurs with a valid trading license in all types of business such as retailing, F&B, tailoring, bridal, IT, saloon, online business, etc.

Eligibility
  1. Existing and new Bumiputera entrepreneurs with a valid trade
  2. Open to part-time with a valid permit (up-town or downtown, pasar malam, )
  3. Experienced and full-time in
  4. At least 6 months in business (existing entrepreneurs)
  5. Potential business proposal and to do pitching (for new start-up)
  6. Annual sale turnover maximum RM120,000.00.
  7. For upgrading from Skim Niaga Perintis / Program Pembasmian Kemiskinan, 6 months after receiving the
  8. Eligibility for 30% Grant (2nd, 3rd or 4th loan for Skim Niaga Jaya) - Good track record (payment according to schedule/ payment ahead of schedule) and business in operation
  9. CTOS or CCRIS report

Loan Limit
  • Maximum amount : RM10,000.00.
  • Cumulative amount : RM20,000.00.

Interest Rate
Zero Interest (0%)

Period of Loan
20 – 40 months

CLICK HERE TO APPLY!